At the end of the second 90 days they do submit a plan, which is rejected as totally inadequate by the BK Trustee, and they are then given an additional 60 days to correct the plan.  

Golf carts are gross negligence claims looking for a place to happen, and you are correct, no waiver will be sufficient to protect you.

I have written a detailed explanation of how 100% depreciation works under the new law:https://www.biggerpockets.com/forums/51/topics/1249780-expla...The original post o this thread correctly states that you can write off appliances, yet incorrectly claims that you can write off roofs and HVAC.

The GC charged additional fees to “correct” the work, but merely covered up the old pan, leading to water leakage into the basement and mold growth.

An electrician said the panel is wired correctly and up to code. 

And if you ignore a platform like this, it could mean failure for your business.....although I am not a 'word-nazi', I think that it is important for people to use the correct terms for their business...  

But no matter what, they find issues that you have to correct, no way around it. 

When you say you can work on your own property, that means as soon as you have paid the down payment, correct?

Then once you correct the issues you list you will have a better chance of getting a landlord policy. 

Quote from @Jaycee Greene: @Chris Watkins So, if a bank or credit union keeps the loan on their books (also known as a "portfolio loan"), thus not selling their loans to Fannie/Freddie, then that lender could provide a flexible solution on par with what @Kenzie Carlstrom is looking for, is that correct?