Quote from @Debbie Nunez: Hi everyone,I’m currently experiencing some significant life changes that are impacting my financial goals.

Crazy to think how much bigger pockets has changed my life but I have almost never get on the forums even though I listen every day.

It was a tough two years & really made me question the landlord life! 

I am seeking advice for how to best pay off the current mortgage and clear title of that mortgage lien, create the deed of trust, add the private loan secured to the title, etc.

Maine is generally more lenient on intra-family transfers, but always confirm with a local advisor.Recommendations:Create a lease agreement with your daughter at fair market rent before 2025.Remove her from title if she wants to claim RE Pro and unlock tax losses.Consider using an SMLLC to hold the title for clarity and protection.Use an attorney or real estate-focused CPA in Maine for documentation, lease structure, and transfer planning.This post does not create a CPA-Client relationship.

I recently purchased and read the book "Rich Dad Poor Dad" and it completely changed my mentality on not only my finances, but life itself.

Real Estate is the industry that creates the most millionaires in the US, so if you're serious about it, you can do it.

I am seeking advice for how to best pay off the current mortgage and clear title of that mortgage lien, create the deed of trust, add the private loan secured to the title, etc.

Yes, you need to change policies. 

Life can feel a bit unpredictable these days.