Take a look at the Cleveland.com endorsement.  

If the HOA was prudent in hiring this vendor, the HOA should have collected an insurance certificate and CGL endorsement listing the HOA as additional insured and the service contract should contain an indemnification provision in the contract that should cover HOA members property.

You can get normal HOI with an endorsement for renting the other side.

Some conventional lenders might still work with you if the title insurer issues a clean endorsement and you explain it’s a non-property lien, but it’ll vary case by case.

If you're getting appropriate coverage limits or endorsements then that could significantly increase the cost.

BP does not endorse anyone or anything on this site that is not clearly stated as an endorsement.

Remember most of Pace's minions have limited understanding of this business so you have to take any endorsements with some level of skepticism. 100% true. 

For me, "Investor Friendly" means being licensed, ability to pull all permits, good communicator, is on top of their subcontractor contract management, makes sure I get insurance certificates and endorsements from all subcontractors listing me  as additional insured under their policies, honors warranties, has credit accounts at supply houses and can work well with my bank draw schedules,  is willing to approach me when there are issues rather than cut corners to "stay on budget".

The good news is, overall costs in Florida are usually lower than attorney-based closings up north.For a property around $450,000, here’s a realistic breakdown based on typical Orlando title company fees:Title insurance (lender + owner policy): Usually $2,000–$2,200 total, depending on the exact premium rate and endorsements.

I fully endorse the other posters comments who advised you use a CPA.