Title company costs

[James McGovern]

I am considering making an offer on a property in Orlando and want to make sure I have solid numbers for closing costs. I currently live in Connecticut where attorneys handle closing where they typically charge about $1,000 for the transaction. Title insurance may run about $1,500 for a property costing $450,000.

what are typical costs for closing using a title company in Florida?

[Peter Walther]

Quote from @Ken M.:

Quote from @Peter Walther:

Title insurance premiums are promulgated by the state in Florida so every agent will charge the same amount.  The associated closing costs vary so talking with a title agent in the county where the property is should give you a good estimate.  Sellers generally pay for the owner's title policy with the buyer paying for the lender's policy if there's a mortgage though many flipper/rehabbers offer to pay all closing costs as an incentive to the seller.

Just curious, does a Title company get bothered over an investor ordering a Title Report only and not actually buying Title Insurance? 

I never worked on the agent side of the relationship, just the underwriter, so I can't be certain, but I believe that if it's a client they've done business with before and expect to again they're fine with it.  Keep in mind that a title report is different than a title commitment and I believe that an agent would expect to be paid if a commitment is issued but the transaction doesn't close.