In certain situations additional lien on credit and excessive trade lines can cause future DTI issues, lower scores and denials on future loans.The rates our lower on mortgages versus Heloc right now and the terms are longer for example 30 year mortgage versus a 8-10 year Heloc and most carry prepayment penalties so if you want to pay it off early they can hit you with a prepay penalty of 6% or higher.Refinance allows you to have cash in hand and avoid the scary "What if" factor meaning loss job, lost income, late payment, over leveraged and if any of these things happen your credit limit gets reduced and in most cases closed completely.

Some of the risk will be mitigated by proper legal structure.1.

I live just outside of Incline Village in south Reno, and would potentially like to be a hands off investor in a property in Incline Village as they have a residents / property owners only organization that grants access to a rec center and a handful of private beaches on Lake Tahoe (all called lVGID) that I’d love to gain access to for me & my family since we live so close.I’ve considered buying an investment property myself and renting it out either long term or short term, but a) I don’t have any experience doing so, and b) between my current work & family responsibilities I’m not quite ready to add more on my plate.

As a real estate investor, developer and property manager here in South Carolina, I’ve had a front-row seat to how evictions play out—both when they’re handled legally and fairly, and when landlords cut corners and end up in costly legal trouble.

I come here to ask a real estate attorney or lawyer for legal advice.

I have a number of questions about how best to approach this from a legal and operational standpoint, including ownership structures, liability considerations, use agreements, and any zoning or permitting concerns that might arise.I welcome all thoughts, ideas, connections, etc, and have some specific questions around:1.

I want to know: What legal actions can I take to get the contractor to refund me the money?

Big news if you own rentals in Florida:Beginning July 1, 2025, the law (Florida Statutes § 83.50) now allows landlords to email legal notices.The catch: - You and your tenant must agree in writing in the lease. - The email address must be clearly listed.Why this matters: - No more printing, mailing, or taping to the door - Faster, trackable communication - Easier to prove delivery in courtIf your lease doesn’t have that clause, this won’t apply.

I am seeking legal advice regarding significant issues caused by negligent and substandard work performed by a general contractor (GC) on a single-family home I purchased last year.

Just wanted to pass along a short article I recently posted on legal red flags to look for in commercial real estate deals.