@Dylan Brown is 100% correct though that it's not all property which is an important reminder.

I’ve been getting more and more interested in real estate investing and I’m trying to map out what a smart path might look like after graduation.Here’s my situation:I’ll probably move in with my girlfriend after school, but I’m not sure where yet—we’ll likely be renting initially.My goal is to save up for a down payment over the next couple of years.Ideally, I’d love to house hack a small multifamily like a duplex—live in one unit, rent out the other.Long-term, I want to build a rental portfolio by living in properties for a few years, then turning them into rentals when I move into a new primary residence.My big question is:How important is cash flow when you’re just starting out?

Important Disclosure: I am not a real estate attorney and I only offer my anecdotal and my 30+ years' work experience in the informational blogs I write.

Yes, I get the risk factor, which is why it’s important to me to find someone who wants to build a long term relationship with me. 

The hardest and most important part is having contacts to put into the CRM.

Lower the score the higher the rates....There ae (3) Bureaus that get monitired Equifax, TransUnion, & Experian and its important to try and keep all of these bureaus above 720+.   

@Gwen GibsonRecommend you take time to understand your local area for the property Classes.Why is Property Class so important for investors to understand and apply in their investing strategies?

@Neha MulkarTwo basic Options:1) Conventional Financing: FNMA, FHLMC, FHA, VA, uses your credit score, income & debts to qualify.2) DSCR Financing: uses your credit score, property income to qualify.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location/neighborhoods to invest in.Why is Property Class so important for investors to understand and apply in their investing strategies?

Most importantly, take action on one deal; analysis paralysis kills momentum.Good luck!

One important item if these are owner occuppied situations..