Too much risk.I would recommend a thorough internal review of your own insurance to see where you have exposure if a contractor is injured during a job.

She shared that she was out of work, injured, behind on payments, and unsure how she was going to eat that night.

If people screw around and get injured, you would like to have footage showing that but if no one stays with you, then you are assured of zero issues.

These risks include liability exposure such as if a tenant or guest is injured, or even dies, on the property.

I can see, but it hurts my injured brain to read. 

If someone injures themselves and sues, they will be suing the LLC and not you personally.

A settlement or judgment tied to a covered insurance event results in payment to both the injured party and their counsel.

Nothing wrong with that.PMC's really shouldn't play with fire though - if ANYONE they hire gets injured and sues, they will sue the PMC AND the owner. - How would you feel about your PMC getting you sued?

This would be done in a normal residential kitchen — no commercial appliances.I’m trying to figure out whether I should allow this or not, and I’d like to hear what others have experienced.Here are the key details and concerns:• Type of business: cottage-food style baking (sourdough)• No employees• Potential issue: customers picking up from the property• Main concerns:– Liability if someone gets sick or injured on property– Violation of “residential use only” lease language– Parking/traffic impacting the other unit– Increased wear/tear, fire risk, or sanitation issues– My insurance not covering business activity• Alaska does allow cottage food operations, but as the property owner, I know I can still be on the hook if something goes wrong.I don’t necessarily want to shut her down completely — it sounds small-scale — but I also don’t want to open myself up to unnecessary risk.For those who’ve allowed or denied similar situations:- Would you allow a tenant to run a small sourdough/baking business?

. :-)  SOWW is a great organization that provides direct support to our wounded or injured Special Operations throughout all four DoD branches' Special Operation Forces (SOF).