Hello All, My name is Naga Rumicho. I am an aspiring real estate investor. I am a husband, soon to be new father, and work as a physical therapist in my day job. I am passionate about all of these things, including re...

However I agree with the Motion for summary judgment surrounding the QUIET TITLE action affirmed its likely NOT a collectable debt and YES we are getting a more firm legal opinion on that... 

He initially added a Fair Housing claim (based on me seeing menorahs in the unit) but dropped it later.My attorney filed a motion to dismiss, but it was untouched in court for 5 months.

🌱Keep up the great work — 17 leads means you’re already in motion.— Joshua Hardin | Renewed Legacy GroupArmy Veteran | Chattanooga, TN

Don't forget your carbon monoxide detectors!

Things to keep in mind:  1. clean the dryer vents right through to the exterior exit.  2. make sure the tenant is paying for water and electric--if not, boost the rent to compensate for your higher utility bills. 3. have it professionally installed. 4. install an electronic leak detector. 5. make sure your lease explicitly states your appliance condition and repair rules (whatever they may be).

But at the same time, being “on call” or chasing trades can be a headache.What if I were to create a service that ONLY handled landlord tasks — not rent collection, not tenant screening, not managing the whole property — just the annoying one-off things like:Coordinating with a plumber/electrician when something breaks.Doing move-in/move-out inspections with photos/video to document condition.Overseeing a turnover (cleaning, patch/paint, locks).Handling those random city compliance to-dos (smoke detectors, inspections).Basically: you keep control of your property and tenants, but you can call someone local to be your “boots on the ground” when you don’t want to drive across town or deal with contractors.My questions for you:If something like this existed in your city/town, would you use it?

This might include smoke detectors, carbon monoxide detectors, proper egress windows, and handicap accessibility. 

It stretched me beyond just writing a check — I had to think about how financing, cash flow, and title work across multiple properties interact.Challenges & Lessons Learned (as the funding partner):Title coordination: Watching the operators juggle multiple closings at once gave me an appreciation for how complex portfolios can be compared to single deals.Cash flow management: I saw firsthand how critical it is to plan rehab draws carefully when several properties are in motion at the same time.Exit flexibility: From the lender’s seat, I realized how valuable it is when operators have multiple exit strategies (hold, refinance, sell individually).

I made this fact known to the courts multiple times.On August 4, 2025, the final day of the appeal window, the Defendants filed an appeal, a motion to modify rent bond, a bond to stay execution on appeal, and a petition to sue as indigent.