On the flip side, multis can scale your portfolio faster and sometimes run more efficiently once you’ve got systems and a PM in place.

For example I saw a beginner flip thread and a more experienced flipper thread.  

I have a ground up sports complex idea and a few multi family properties.  

My question is, should I focus on paying off my debt which is credit cards and a car loan roughly about $20,000 in total and go to the closing table with no debt with enough for closing cost and a little bit in reserves or should I focus on saving more for closing costs and reserves and go to the closing table with more cash in the bank account?

Yes, You can get a Heloc, Heloan or cash out refinance and a COR is the better option for several reasons unless you are you only need a small amount like $10K to $15K.

On the flip side, multi family gives you better economies of scale and usually stronger cashflow, but requires more capital and a bit more management upfront.

In the past year alone, I’ve completed a fix and flip, a wholesale deal, and a subject-to purchase.Even though I recently moved from Utah, I’m very active in the local investing community.

Charlotte has been a solid growth market over the past decade with strong job creation, in-migration, and a healthy rental demand, but because of that demand, prices have gone up quite a bit and a lot of investors are finding it tougher to consistently hit the 1% rule there.

I have two "casitas" and a two bedroom two bath 1600' home ready to get installed.

We're looking at a property that has a 2/1 house with value add potential (basement) and a very nice ~8 year old detached ADU.