Had another person state the mattress was so soft they slept on the floor.

For a fresh and inviting look, consider painting the walls a soft, neutral color like a warm beige or a light gray.

Also, the market is getting soft at least on the coasts.

Even a soft pull pre-approval can give you a better picture without impacting your credit too much.

He told me that I was "soft" pre-approved for the amount that we tried for (200k) but needed a 20% down payment or 40k in the bank at the time of purchase.

We also have been inundated with a soft market due to the significant supply hitting the market.

Most lenders shy away from funding land prep and infrastructure—soft costs like grading, roads, and utilities—because they’re hard to collateralize and carry a lot of risk without vertical improvements in place.In a similar deal, I partnered with another investor here on BiggerPockets to finance a similar project which also had an end buyer in hand, but the cost of capital was high as it was north of 25% annually to the borrower.

Its no longer soft. https://ibb.co/N2jW5F49.

I'm looking for an experienced handyman that would be able to repair soft subfloor and replace lvp flooring.

Permitting and design – Entitlements, zoning variances, environmental studies, architectural reviews, and NIMBY opposition all add time and soft costs.