Because my ROE is so low now at about 1.8% and I can't tap into that locked up equity im debating selling so I can put that locked up equity in the stock market for an average gain of 7%.  

Another Sweet spot is a small building or ground floor condo on main street usa with a ton of foot traffic.

Personally I would not liquidate the stocks, just maybe only contribute a smaller amount to it on a monthly basis.As far as the car, I would pay it off from current income.

I would like to start converting 50% of our built stock to a rental portfolio.

This is an incredibly thoughtful take — and I really appreciate how you laid it out with both the practical and risk perspectives.You hit on something I see all the time when reviewing clients’ portfolios: private syndications look great on paper, but the lack of transparency and reporting creates blind spots that most investors don’t realize until something goes sideways.

I am obviously a big fan of RE but the stock market can be another excellent form of long term investing that is truly passive and also liquid.

I’ve been thinking a lot about how much a lender can make or break a deal. You find some who are responsive, clear, and actually make things easier, they get you the funds on time, answer your questions without rollin...

No, MTR guests don't need or expect Le Creuset or All-Clad luxury pots and pans ...... but that shouldn't give hosts license to raid thrift stores to stock their kitchens, either!

You’re in a great spot with lots of options.From a tax perspective, your STR could qualify as a non-passive business if the average stay is under 7 days and you manage it yourself.That opens the door for a cost segregation study and big bonus depreciation write-offs often opportunities that many CPAs who don't specialize in real estate miss.Like others have mentioned above, you can’t do a Solo 401(k) with just W2 income, but if you treat the STR as a business and pay yourself for managing it, that income could qualify, giving you another powerful retirement planning tool.Next steps: start by finding a tax strategist or CPA who really understands real estate and short-term rentals, and an estate planning attorney to protect what you’re building.

I get the thinking: it comes from the stock market.