I need help from an IUL expert, to vet what I am having built

Hi,

I read over and over again that Indexed Universal Life Insurance policies have to be set up very carefully to ensure that it benefits the person buying it and not the agent setting it up.

I am looking to consult with an IUL expert who will show me *exactly* how to set it up to benefit me and not the agent. I am happy to pay a consulting fee. I want the information vetted and am looking for the cheat codes, "what to look for" and the "how to do this right".

Thanks