Two Solid Construction Loan Options — Asset-Based or Credit-Based (Fast Closings, No

We’re offering two construction financing programs that may be useful for those of you working on ground-up projects — whether you’re building SFHs, duplexes, or larger.

Here’s a quick breakdown:

🔨 Option 1: Asset-Based Construction Loan

For investors who want fast, no-hassle funding without the deep documentation.

• 75% of Total Cost Financed

• 100% of Construction Costs Covered (if there's equity in the land)

• No Credit Check, No Appraisal

• 72-Hour Closing Possible

• No Prepay Penalty

• Non-Dutch Interest – You only pay interest when funds are drawn

• Available in most states

📂 What we need to proceed (just these):

• Purchase contract or HUD from land closing

• Construction plans

• Budget

• Comps

• Experience (if any – even just addresses of past projects)

• Payoff info

• Cost-to-date breakdown (line-item format)

• (Optional: 2 months bank statements)

💳 Option 2: Credit-Based Program (Better Leverage)

If you’ve got experience and solid credit, this option gives you more leverage.

• Up to 90% LTC with 10+ completed builds (670+ credit)

• 85% LTC with 6+ projects

• 75% LTC with 3+ projects and 680+ credit

• Appraisal & credit required

• Still quick closing and competitive rates

We’ll walk you through both options and let you compare — no fluff, no pressure. Just good deals for active builders looking for reliable funding.

📞 You can reach out to me directly, email [email protected], or drop a comment/DM if you’ve got questions. Always happy to share more details or examples of what we’re seeing get approved right now.

MayCapitalFunding.com
📍 Direct Facebook: https://www.facebook.com/profile.php?id=100092227329528