Finding creative way to invest

Hey everyone, my name is Yanni, and I wanted to pick your brains a bit.

I’m looking to purchase another investment property—ideally a multi-family (2 or 3-family) building. In the area I’m targeting, prices are typically between $800,000 and $900,000. The challenge I’m facing is that the funds I’ve saved aren’t quite enough to cover both the down payment and closing costs.

I currently own three rental properties that are all generating positive cash flow, but I’d prefer not to use my own money for this next project. My goal is to leverage what I already have and explore creative financing options—especially through hard money lending.

I’d love to hear your thoughts or recommendations on ways I can structure a deal like this, particularly using hard money or any other strategies you’ve seen work in similar situations. Thanks in advance!