Infinite Banking & Self Directed IRA's

[Garrett Terrell]

I've heard this concept thrown around the RE industry a few times, curious to see if anyone has actually done it? 

I have a lot of capital tied up in properties, has anyone used life insurance policies and self directed IRA's to grow their portfolio quicker?

[Mike S.]

I am using both;

If you are eligible for a solo 401k, I would highly recommend it instead of a self directed IRA. No UBIT, much less fee to manage, and higher contribution limit.

The permanent overfunded life insurance is my biggest bucket. All my cash flow goes toward the premium, and I am using the cash value as collateral for a loan at prime rate to reinvest. Not only can I deduct the interest of the loan, but also my money grows at two places at the same time...