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Zac Vaughan
Pro Member
  • Real Estate Agent
  • Kansas City, Mo
14
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26
Posts

Loans, Loans, and More Loans

Zac Vaughan
Pro Member
  • Real Estate Agent
  • Kansas City, Mo
Posted Dec 1 2022, 11:26

Hello BP members, I have a few questions regarding (can you guess?) loans! 

First off, I purchased a SFH with an FHA loan back in July. Question one: Can I re-fi now and then qualify for a new FHA instead of waiting a year? Question two: Can I quitclaim the deed from my name to my LLC and then qualify for another FHA loan?

My other topic of discussion is DSCR loans. My credit is just shy of qualifying for a DSCR loan, can I use my LLC to qualify for a DSCR loan? If so, what kind of business credit do I need, if any?

You all are awesome!! Any info at all would be much appreciated. 

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