Updated almost 3 years ago on . Most recent reply
Conventional loans after Chapter 7 bankruptcy
I filed chapter 7 bankruptcy and this October 2022 will be 2 years after the case was closed. I have a credit score over 700 and have improved on it since I filed. I have researched and seen that for a conventional loan the waiting period is 4 years. Is that a fixed requirement or is it possible to get a conventional loan sooner if you show improvements in credit score and financial habits?