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HomeForumsStarting OutConventional loans after Chapter 7 bankruptcy
Michael Hartman's profile image
Michael Hartman's profile image
Michael Hartman
  • Investor
  • from Mesa, AZ
  • Member since Sep 29, 2021
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Michael Hartman's profile image
Michael Hartman's profile image
Michael Hartman
  • Investor
  • from Mesa, AZ
  • Member since Sep 29, 2021
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Michael Hartman
  • Investor
  • Mesa, AZ
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Starting Out

Conventional loans after Chapter 7 bankruptcy

Michael Hartman
  • Investor
  • Mesa, AZ
Posted May 17 2022, 19:42

I filed chapter 7 bankruptcy and this October 2022 will be 2 years after the case was closed.  I have a credit score over 700 and have improved on it since I filed.  I have researched and seen that for a conventional loan the waiting period is 4 years.  Is that a fixed requirement or is it possible to get a conventional loan sooner if you show improvements in credit score and financial habits?

Mesa, Arizona
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