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Updated over 2 years ago on . Most recent reply

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An Nguyen
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Cashier's Check from unrelated donor used for investment property

An Nguyen
Posted

Good day everyone, 

My wife is looking to get a loan under her name for a duplex with inherited tenants. We are a little bit shorted for 20% down payment and we are asking some friends to be donor gift check.  Would cashier checks from friends eligible for conventional loan with 6.5% interest rate? Our loan officer advised us to take route of 9% interest rate without income check. Any advice would be greatly appreciated. 

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