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Updated over 2 years ago on . Most recent reply

Dylan Mabin's profile image
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Dylan Mabin
  • Member since Jan 1, 2022

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Dylan Mabin's profile image
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Dylan Mabin
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Dylan Mabin
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Starting Out

Initial Investment on Multifamily

Dylan Mabin
Posted

Hello all! 

I plan on purchasing my first rental property soon, which will be multifamily (4 units). I am going to house hack and stay in one unit. Therefore I planned on taking advantage of the FHA loan. However, if I have the means to put down a larger downpayment, should I do so? I know this will take my mortgage down but I imagine it wont be by too much. Was wondering if anybody had first-hand knowledge of putting down larger down payments vs small ones. Thanks in advance!

Cleveland, Ohio
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Patrick Drury's profile image
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Patrick Drury
  • Real Estate Agent
  • from Columbus, OH & Cleveland OH
  • Member since Feb 11, 2021

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Patrick Drury
  • Real Estate Agent
  • from Columbus, OH & Cleveland OH
  • Member since Feb 11, 2021
Patrick Drury
  • Real Estate Agent
  • Columbus, OH & Cleveland OH
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Patrick Drury
  • Real Estate Agent
  • Columbus, OH & Cleveland OH
Replied

@Dylan Mabin
If you have the option I would take the 3.5% FHA with minimal out-of-pocket vs putting 25% down with a standard conventional loan.

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