What Are Your Typical Airbnb Operating Costs? Insurance, Utilities, Vendors, and Tips

[Arthur Tolentino]

Hey BP Community,

I’m looking to start an Airbnb and want to get a realistic picture of the ongoing operating costs from hosts who are already in the game in Joshua Tree, CA.

Specifically, I’d love to hear:

• Insurance costs – What type of coverage do you use (short-term rental-specific, landlord policy with rider, etc.) and how much are you paying monthly/annually? Any preferred carriers?
• Utilities – Average monthly costs for electricity, water, gas, internet, etc. (and whether you’re in a high-cost or low-cost utility area).
• Other operating costs – Cleaning, maintenance, supplies, landscaping, pest control, platform fees, etc. How do these break down for you?
• Vendor recommendations – Any must-have service providers or tools you use for cleaning, guest communications, turnover, dynamic pricing, or property management.
• Tips – Any lessons learned, common mistakes to avoid, or “I wish I knew this before I started” advice.

Trying to get a clear understanding before diving in so I can budget correctly and avoid surprises.

Thanks in advance for sharing your numbers and insights!