But and hold or flip?

[Mark Dunn]

I am a new investor and have a question to throw out there. My long term investing goal is to build a portfolio of rentals for a secure stream of income and add in properties to wholesale or fix& flip. My wife and I have credit card debt and student loans to deal with, so should I first look for properties to flip and pay off debt or start to build with rentals?

[Cal C.]

If you have significant student loan and CC debt compared to your income you are going to have some DTI issues. If you do have debt to income ratio issues then flipping a few houses and paying off at least the CC debt makes sense to me.