Owned Free and Clear and Seller financing?

[Stephanie Dobbs]

So I found a home that is perfect for me and my husband (as an owner occupant). Through my research, I discovered that the owners own the property free and clear and are now looking to move. They've reduced the asking price $10,000 here recently and it's making me believe that they are motivated. Is it likely they'll go for seller financing or a lease option? Should I go through the agent to ask such questions or send them a letter through the mail?

Please advise and thanks!