What do bankers look for?

[Klyde Waggsdale]

First off, this website is awesome! It is so good to see a community that helps people that are new to the real estate game. With that being said I bring my first question to the forum.

What kind of measures do bankers look for when you apply for a loan on a income producing property? I am referring to IRR, NPV, DCR, ect. I am building a proforma for evaluating properties and want to make sure that I include everything. Thanks for your help!