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Updated over 9 years ago on . Most recent reply

Adrian Reyes's profile image
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Adrian Reyes
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  • from Edinburg, Texas
  • Member since Feb 9, 2016
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Adrian Reyes
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  • from Edinburg, Texas
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Adrian Reyes
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  • Edinburg, TX
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Adrian Reyes
  • Real Estate Investor
  • Edinburg, TX
Posted
What are USDA or VA no-down payment loans? I'm trying to understand how no-down payment loans work
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Kerry Baird
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  • from Melbourne, FL
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Kerry Baird
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Kerry Baird
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Replied

Bankrate 4 mortgages

VA, USDA, FHA, Navy Federal Credit Union...read the article at Bankrate.

In addition to these programs, it is possible to tie up a house with a lease option, in which the down payment and other terms are negotiable. 

Owner carry mortgages are another similar way, where the seller will carry a note back. They act as the bank for a period of time, also negotiable. While not common, I have done one where the owner wanted 6% interest and was happy to carry the note. 

Your credit score might not matter to the same extent that it would with other programs.

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