Owner Occupy or save up 25% for first property

[John Gach]

Hi, so I'm new to real estate investing, I already have a mortgage on my home, and plan to buy my first MFH. I'm approved for an FHA loan now, but I would have to live there for 1 year before I can move back home and actually have the rental property cash flowing. It would pay for itself other than heat, electric and water I suppose, but figured I'd see if it would be better for me to just keep saving or just go and do owner occupied.

thx