converting a SFR to a duplex

3 Replies

I currently own a 4/2 and considering using 2 bedrooms and part of the garage to convert it into an ADC or duplex. This would make it 2/2 and a 1/1. My main question is will this kill my home value? short term it will allow me to cut my mortgage in half and id be able to move later and have 2 units to rent.

Originally posted by @Corey Bodnar :

I currently own a 4/2 and considering using 2 bedrooms and part of the garage to convert it into an ADC or duplex. This would make it 2/2 and a 1/1. My main question is will this kill my home value? short term it will allow me to cut my mortgage in half and id be able to move later and have 2 units to rent.

 It depends on your goals. Are you investing for appreciation or cash flow? Regardless, to do this legally, If you haven't already you'll need to talk with your local county to find out what all is involved in converting. If at all possible, I'd convert it!

@Jay Helms for now its my primary residence primary goal is to start a house hack as I'm only using half of my house. I live in California so I'm sure if i hold it long enough there will be appreciation as long as i don't sell while its down. I think it would be easier to keep long term and rent it out as two units later if i move. ill be doing it legally i had the architect out the other day he's going to check with the city on what we can do exactly . ultimately its all about the numbers making sense on the construction. But i was concerned that the value over all would go down I've heard people convert duplex back to SFR for better resale.

Hi @Corey Bodnar I would check with your local ADU laws. If you go this rout to get the "in-law" unit permitted you may not be able to rent out both portions once you move out. Also it is a little more work but I would look into doing short term rentals. Typically you can earn in 10 days what you would in 30 as a long term rental. If that is more work than you have time for you can also do 30 day minimum stays this will probably make your neighbors happy and will be almost no work on your part if you hire a cleaner for turnover.

As far as re-sale I would talk to a local realtor but there is a desire for more multi-generational housing either for Grandma to live nearby but not be in your space or for airbnb house hacking.

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