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Martin Gonzalez
  • Provo, UT
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FHA and First time home ownership Newby questions

Martin Gonzalez
  • Provo, UT
Posted Feb 13 2018, 18:15

Hello, I'm new to BP and have a few questions. I've asked a couple of realtor but they didn't know.  So here they are:

First, my wife and I purchased a home with an FHA loan a couple of years ago, we then refinanced it into a conventional loan. Do we qualify for another FHA loan? I had one realtor tell me that as long as the new home is more than 100 miles away I should be able to but that seems weird to me.

Second, since my wife is not on our house title or on the loan will she qualify as a first time home buyer?

Thanks in advance everyone! We are getting ready to purchase our first investment property in the fall and want to see what options we have. Thanks again! 

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