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Updated over 7 years ago on . Most recent reply

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Taylor Wade Wirthlin
  • Charlotte, NC
3
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Higher percentage down

Taylor Wade Wirthlin
  • Charlotte, NC
Posted

I am new to real estate investing and I am hoping to purchase a duplex soon to house hack. My question is.. is there any benefits to putting a higher percentage down? Or is it better to put the lowest amount down and perhaps invest the rest of the money in another property?

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Jay Helms
  • Rental Property Investor
  • Gulf Breeze, FL
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Jay Helms
  • Rental Property Investor
  • Gulf Breeze, FL
Replied

All depends on your goals @Taylor Wade Wirthlin. A larger down payment will mean lower mortgage payments and better cash flow, but adversely affect your Cash on Cash Return. What are your goals?

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