What happens when you have too many mortgages?

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Hi, I'm wondering what are some of the strategies the community has used when the banks will no longer provide mortgages on small multi families. 

Credit Partners?

Seller Financing?

Move to commercial? 

I'm sure the answer is "it depends", so I was hoping to get some insight into the strategies used by the community. 

All of the above. Some will roll their current properties into a commercial loan together so that they can free up their ability to use their personal mortgages again.