Help me understand hard and private money lenders please!

[Felix Torres]

Hello everyone,

Can someone give me an example on how these private and hard money lenders work using numbers? Especially if you have no money down?

I met this guy from my area on vacation in Orlando and he's a investor/flipper.  He told me I could get funding with no money down and get it through the investors  or lenders as long as I have good credit.