Financing options for the unemployed

[Jessie Shaw]

There's so many options for people starting out with no or low credit. For those with no or low down payments.  What about someone with some experience in house hacking (just sold my first tri-plex), high (read: old lady, great) credit,  and a significant chunk of change to put down,  but not enough to purchase outright/ cash properties? Ive learned that house hacking is the only way to go. I have traveled the world,  and am relocating across the country to a market where I can create another great situation... but i don't have the revolving monthly income/ work history. Do I have to get a job just to obtain a loan for a property that can more than pay for itself? 

[Tarik Turner]

You can always apply for stated income loan options. Most portfolio lenders do not require personal nor business tax returns to lend on investment properties - The issue is most portfolio lenders will not lend on owner occupied (Residential) properties so house hacking may not be an option