Looking at buying multiple properties but am worried my debt to income will drop quickly. Curious If cash flow can count towards your income in order to more easily buy another property.

Most lenders will want to see 24 months of ownership/landlording before allowing the rental income to be counted towards your DTI.

If you don’t consider it income You can send it to me:) LOL

@Colter Mann Your debt to income will increase as you increase your debt. Talk to your loan office to find out how they calculate rental income towards your income. Where I am they do 50% after property taxes and utilities (even though tenants pay utilities). As long as you don't go over your debt to income ratio allowed by the banks, they are okay with that.

Does cash flow from properties count towards your income?Does cash flow from properties count towards your income?

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Does cash flow from properties count towards your income?

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