Transferring property to an LLC

[Justin K.]

Hey guys, 

What I seem to be having a hard time finding is how do LLC's typically build credit in order to get further loans for income properties? Can an LLC secure a loan without credit history or a property? This would require a personal guarantee, I assume.

As of now, we've only got our first property and it is in our name- both mortgage and deed. One technique that I saw for getting started with an LLC is to pay off said property and transfer the deed to the LLC. Once the property is transferred then it can be used as collateral for future loans. However, just because an LLC owns a property does not mean that it will be able to secure future loans for real estate; am I correct in this assumption? 

Are there other ways of avoiding the due on sale clause, or has anyone had an experience with getting a bank to refinance but under a brand-new LLC with zero history? Sounds like a long shot to me, but, my experience with LLCs is zero. 

Thanks for any help,
Justin