Receiving REI funds from outside Canada

[Folarin Komaiya]

I recently began to listen to the Bigger pockets podcast and decided to slow down on a first primary residence purchase.

My wife and I had been jointly pre-approved for the primary residence purchase - neither of us would have been able to qualify as individuals for the mortgage according to our mortgage broker

Fast forward to yesterday, I was discussing with an agent about my REI interest and he suggested that we approach another mortgage broker who could find creative ways to make us qualify as individuals to enable us buy our first home under my wife's name while I focus on REI.

My questions are:

1. How possible is the creative mortgage pre-approval?

2. I plan to receive the REI funds from outside Canada, what's the best way to receive this funds without getting into trouble with the CRA?

Thanks