Dual agency AND finders fee

[Ashley Pimsner]

Hello BP,

I am looking at a 6 unit in Chicago listed for 360k and am using sellers listing agent to represent me as a dual agent and she said that seller cut back her commission and wants me to pay a $2000 finders fee.

I am confused because doesn't she get both sides of deal?

Is it even legal to be both a dual agent and getting a finders fee?

I checked MLS listing sheet and it says that the co-op comp is flat $7500 of (Net SP)

When I questioned her about co-op fee she said standard co-op is 3% or 6% dual agency.

She went on to explain her brokerage will get 10k and she gets a portion of that 10k.

Any feedback on legality and whether she is trying to pad her compensation.

The reason I am considering paying 2k is that property is fully occupied with 1.94 dcr and 18% coc and an 11 cap and has just fallen out of contract and she hasn't place the listing back on MLS so I won't have competition.

Thanks in advance!