Bare Land loans/Business Loan for farming operation

[Dustin Breon]

Hello, 

Negotiating on a 75 acre parcel that is part of an active farming operation in Virginia. 45 acres of fenced pasture and 20 acres already in hay production, numerous usable outbuildings but no residence. 

I am looking for a lender that may offer a 25-30 year term with 20% down. Either from a bare land loan perspective, or, small business loan as this property is capable of being an income producing resource. 

FSA (Farm Service Agency) is unable to offer any plans as our credit/income is too high - we have W-2 jobs and other investment properties. 

Thank you

[Dustin Breon]

Thanks again Mason, the bank offering the ARM is in fact an Ag lender and works frequently with the FSA.