I don't have enough for a 25% down payment, what should I do?

[Marcos Carbi]

Hey guys, I hope all is well! I stumbled upon a $1.4 million 14 unit apartment complex deal I really like. Being a commercial property, my lender is requiring 25% down. Assuming I purchase at asking price, I only have enough for a 15% down payment plus closing costs, a tiny bit of rehab, and an emergency fund of 3 months worth of expenses. I really want this property but I'm not sure how to either 1) come up with the other 10% down through a JV or syndication or 2. somehow find an alternative lender allowing for a 15% down (seller is not willing to finance). What should I do?

Any advice or guidance is truly appreciated!