Getting ready to refinance my home, NEED HELP!!

[George Yeghiazaryan]

Hey Guys,

I have a primary residence that is worth $230,000. I am shopping around for the best bank in my local area to help support my current need but to also build a relationship with this bank moving forward. Currently, I'm looking for a 15 year mortgage with 4.25% ~ apr and under 5k closing costs. Furthermore, I'm really hoping the bank is investor friendly as I plan on investing in Multifamily buy and hold property in the near future. 

Do you recommend Community Banks or Commercial Banks? Why? Name a bank? 

Here is a breakdown of my thought process and what I'm looking for:

- Investor friendly

- Sacramento locations 

- Strong network with a good track record with other local investors!

All feedback is welcome and greatly appreciated!