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Updated over 7 years ago on . Most recent reply

Padric Lynch's profile image
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Padric Lynch
  • Rental Property Investor
  • from Craven County, NC
  • Member since Jan 7, 2016

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Padric Lynch's profile image
Padric Lynch's profile image
Padric Lynch
  • Rental Property Investor
  • from Craven County, NC
  • Member since Jan 7, 2016
Padric Lynch
  • Rental Property Investor
  • Craven County, NC
61
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146
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Mortgage Brokers & Lenders

Do you have to have an LLC to use hard money?

Padric Lynch
  • Rental Property Investor
  • Craven County, NC
Posted

Just spoke to a hard money lender. Among the documents he needs to vet my eligibility, he needs to see that I have a LLC because they will not lend to me personally. Is this typical?

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Jay Hinrichs's profile image
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Jay Hinrichs
  • #1 All Forums Contributor
  • Real Estate Consultant
  • from Summerlin, NV
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Jay Hinrichs's profile image
Jay Hinrichs's profile image
Jay Hinrichs
  • #1 All Forums Contributor
  • Real Estate Consultant
  • from Summerlin, NV
  • Member since Jan 29, 2014
Jay Hinrichs
#1 All Forums Contributor
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  • Summerlin, NV
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Jay Hinrichs
#1 All Forums Contributor
  • Real Estate Consultant
  • Summerlin, NV
Replied
Originally posted by @Erik Pfundstein:

This is interesting... so lets say you want to BRRR, and you use hard money for the intial buy and you place it into the LLC - when you do the refinance, will it be difficult to find conventional financing because lending companies wont lend to LLCs?

Very common in the stacking order of the refi is a deed from your LLC to your personal name.. happens every day

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