Multiple owner occupied conventional loans

[Brad Couture]

Hey everyone,

Is it possible to have multiple owner occupied conventional loans? My plan is to house hack for a couple of years and acquire a couple of multi unit properties. The verbiage I got from my local lender regarding  acquiring  multiple owner occupied conventional loans was something to the tune of "the first loan is no problem, the 2nd is harder, and the 3rd is nearly impossible to get residential rates as banks will catch on to what you are doing and force you into a commercial loan rate".

I imagine there are others out there that have been able to house hack their way to acquiring a couple of properties using conventional loans without being forced into commercial rates.

Thoughts?