Would lenders recognize if I exaggerate my portfolio?
Most likely, depending on how much you exaggerate and how much due diligence they do, yes. Taxes, personal financial statements, leases, settlement statements, bank statements - they can piece it all together. It’s tempting because we need the financing to reach our goals, but just know that dishonesty almost always eventually catches up with you and once you have that reputation, it’s difficult to overcome. Take the high road.