Best business credit cards!!!

[Matt Nico]

Hey BP,

Can anyone recommend a few good credit card options for a business? Im looking for a business card with decent rewards and a good 0% introductory period. I have had a Bank Of America credit card for well over a year now but they dont really give big credit increases or great rewards points. I need more purchasing power on a monthly basis. From the research i have done it seems like there are 2 great options:

1. American Express blue business cash card; 2% back + 12 months of 0% interest

2. Chase ink business card; $750 bonus after spending $7500 the first 90 days and 12 months 0% Interest.

If anyone knows of anything better please post here.

Happy Housing,

Matt

[Matt Nico]

Originally posted by @Kyle J.:

@Matt Nico I usually recommend the Chase Ink business cards. Another benefit of those that you didn't mention is, they also have cash back on all your purchases. Plus, they also don't report your balances on your personal credit report. So if you end up charging a lot on a rehab project or something and running up a fairly high balance one month of $10k-$20k or whatever, it won't have any effect on your DTI ratio if you happen to also be applying for a mortgage or something.

Kyle this is pure gold, thanks. How did you find out that they do not report the balance to the personal credit? I am about to be playing the credit card game of 0% APR so I will be maxing the card out for materials and holding it there for 6-9 months, so a non-reporting feature sounds too good to be true.

Did they offer you a high limit on your cards when you get them initially? I'm with BOA now and they absolutely suck for credit cards.

-Matt