I heard that lender’s credit becomes not available because refinancing market is too popular these days.
May you share your insights with me if any banks or lenders you come across recently still provide lender’s credit? If yes, may you name it.
When you say lenders credit are you referring to the yield spread/margin given to the buyer/borrower when they choose a higher rate? If so yes almost all lender offer a lender credit when your over their LO Comp plan or branch bucket.