Total cost to close

Total cost to close

Investor · Johns Creek, GA · Member since 2017 · 463 posts · 488 votes

How much closing cost can you expect for a seller financed, 10-unit mobile home park? (Legal fees, inspections of all sorts, lender fees, other closing costs?)

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Boston, MA · Member since 2008 · 149 posts · 57 votes
7y

Well if the seller is financing, I don't think they would charge much regarding lender fees, they might want to run your credit and charge a small fee for that.  Inspections of all 10 mobile homes?  Honestly you might want to have a good MH inspector just give you a bulk rate, figure $1000 or maybe more for that.  Legal fees relating to the note?  Probably $500-1000 for that, find a good local lawyer that knows about notes.

Best wild guesses here on my part.  Hope it helps a little.

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  • Boston, MA · Member since 2008 · 149 posts · 57 votes
    7y

    Well if the seller is financing, I don't think they would charge much regarding lender fees, they might want to run your credit and charge a small fee for that.  Inspections of all 10 mobile homes?  Honestly you might want to have a good MH inspector just give you a bulk rate, figure $1000 or maybe more for that.  Legal fees relating to the note?  Probably $500-1000 for that, find a good local lawyer that knows about notes.

    Best wild guesses here on my part.  Hope it helps a little.

  • Rental Property Investor · Seattle, WA · Member since 2016 · 524 posts · 148 votes
    7y

    For seller financing a typical setup would look like this: 20% down, 5% interest, 5 year term (balloons after 5 years), 25 year am, etc. you won’t need an appraisal. You will still need a Phase 1 and a survey though. 

  • San Antonio, TX · Member since 2009 · 3k+ posts · 1k+ votes
    7y

    @Charlotte Dunford Check with your title company regarding any fees before you close. They should be able to give you a ballpark figure on your side of the closing costs as well as the seller's side. Hope that helps! 

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