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Updated over 2 years ago on . Most recent reply

Alex Waite's profile image
Alex Waite's profile image
Alex Waite
  • from Richmond, VA
  • Member since Mar 4, 2018
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26
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Alex Waite's profile image
Alex Waite's profile image
Alex Waite
  • from Richmond, VA
  • Member since Mar 4, 2018
Connect
Alex Waite
  • Richmond, VA
3
Votes |
26
Posts
Buying & Selling Real Estate

Qualifying for Long Tern Rental

Alex Waite
  • Richmond, VA
Posted

I currently live in my primary house with a mortgage and have a car payment and student loans. Every loan officer I have talked to so far is saying I don't qualify for an investment property because of my DTI. Obviously I can pay off the car and student loans to make my DTI better. One loan officer I talked to said they can use 75% of the current rent. So that means I need to inherit a tenant.

Is my only option to payoff my debt?

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