I am in the process of closing on a property as a primary residence(nonday the 4th). We currently have a duplex and our current house will also be rented out once we move. We are supposed to close on Monday. The lender is asking me to create a fake lease and have a friend sign it to close. Is this a thing? It seems unethical and I don't like it. Are there any other ways to show the income without a signed lease?