Can I live in the 20plex that I buy?

Can I live in the 20plex that I buy?

Investor · Chicago, IL · Member since 2013 · 227 posts · 31 votes

Not that i'd want my tenants to have 24 hour access to me by knowing I live in the building, but financially it might make sense to live in the building that you are trying to either rehab or improve on vacancies until its cashflowing like its supposed to.

But for some reason I heard somewhere that you cant live in a building that you buy using a commercial mortgage. I'm having difficulty finding info on the internet to verify that that is true..

Any truth in that?

0Reply
3 views

Most Popular Reply

Severna Park, MD · Member since 2013 · 7k+ posts · 7k+ votes
12y

As long as you meet all the requirements as a tenant and pay the rent , you should be able to . Question would then be how do you evict yourself ?

See this reply in the discussion

6 Replies

Jump to latestLatest
  • Severna Park, MD · Member since 2013 · 7k+ posts · 7k+ votes
    12y

    As long as you meet all the requirements as a tenant and pay the rent , you should be able to . Question would then be how do you evict yourself ?

  • Investor · Chicago, IL · Member since 2013 · 227 posts · 31 votes
    12y

    no mercy. I'll kick my self on the street if I'm late even a day.

  • Severna Park, MD · Member since 2013 · 7k+ posts · 7k+ votes
    12y

    Good , never show any mercy .

  • Rental Property Investor · Sacramento, CA · Member since 2011 · 2k+ posts · 1k+ votes
    12y

    Yep, there should be no problems if you treat yourself as a tenant and have good clean bank records, etc.

    How long would you stay after the complex is back on it's feet.

  • Investor · Chicago, IL · Member since 2013 · 227 posts · 31 votes
    12y

    Well I'd probably either buy another building and repeat, or settled own into my own permanent place away from the apartment and have a pm manage it for me.

    I'll cross that road when I get there though

  • Investor · Cincinnati, OH · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    @Samson Kay - I'm kind of doing the same thing for a 168-unit community I have. I stay in the model unit when I'm in town (about 3 -4 months out of the year). One tip for you if you decide to do it:

    Tell the residents that you are with the management company. Don't tell them you are the owner. That way you will always have someone else, in their minds, that you have to run things by. You can blame "management" on certain decisions that they might not be happy about. And, lastly, it might save your tires for being flattened should a disgruntled resident get evicted.

Join the conversationCreate a free account to reply, vote on answers and follow this thread.