Best option for tapping into equity

[Robert Medina]

Hello, so I have my primary residence which has about 145,000 in equity in it and I am wanting to purchase an investment property and I’m not sure if I should get a heloc or a certain type of refinance. I currently have a 7.125 percent interest rate. What would be the smartest way to tap into equity. I could potentially do a house hack and rent out my current primary or I could do the 20 percent down for investment property. Any opinions would be greatly appreciated. Thanks