DSCR Question- Are Rates Unreasonable?

[Tim W.]

Hi All- I've got a couple multi's in my portfolio that I've been fortunate enough to buy in cash. But I'm looking at a 5 unit that I'd buy under my LLC and I'm getting rates from a broker between 7.5-8% on 30 yr fixed debt for a $250k loan (35% down).

with the 10 yr at 4%, those rates seem high. Maybe I'm working with the wrong broker? Also, points are between 1-2% and one quote has a$1500 lender fee. Appreciate any insights from someone who has experience in this lower end DSCR loan. Thanks!