First Traditional Purchase!

4 Replies

Hello.  I am in the process of trying to purchase my first home through a traditional loan.  It is a duplex. I am scheduled to view the home today after work.  I will be meeting my contractor at the home as well.   My question is wether or not I should have a home inspection or not?  I'm currently on my break so I am having to write this fast. Any input is helpful.   Thank you. 

Always, always, always get an inspection. Of course, wait until you've made an offer and they've accepted it. Include an inspection contingency clause in your offer that allows you to time to get an inspection and back out penalty free if you find something you're not prepared to deal with.

Hey congrats on your first deal! So I always advise using a home inspector....unless of course you have a very competent contractor with you. Is he licensed insured? Is he a family friend or someone who does this for a living? If this is his full time job you should be able to skip the home inspection as he knows what to look for. 

If you're asking, then you absolutely need a home inspection. A few hundred dollars can save you thousands on the purchase price and surprise repairs.

Thanks for the replies guys.  @Philip Williams, he is a fulltime contractor.  He's done quite a bit of work for me previously.  I think I will get an inspection.  The home was built in 1945 and converted into a duplex.  I worry about code violations and other issues.  Thanks again for the feedback. 

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